Bandera County, TX: Foreclosures, Tax Liens & Distressed Properties
Bandera County, TX, Texas: 7 ZIP codes scored, Bandera County, TX averaging 31/100 (moderate, Bandera, TX), from 26 to 35. Bandera County, TX is in its contraction phase (Bandera, TX confidence 21/100): Bandera, TX home prices down 1.2% (Bandera, TX) over twelve months, 2.0% under their peak. Bandera County, TX lender headwind: 52/100.
Highest-scoring Bandera County, TX ZIPs: 78023 (35/100), 78063 (32/100), 78883 (32/100), 78885 (32/100), 78055 (30/100), 78003 (29/100). Also scored in Bandera County, TX: 78884.
Across Bandera County, TX's scored ZIPs: median home value $321,333, household income $102,018, 32.0% vacancy, 9.9% poverty, 79% owner-occupied, median age 56.4.
Bandera County, TX insurance distress 73/100 (#558 in the US); FEMA hazard 68/100 for Bandera, TX; 4 federal disaster declarations in Bandera County, TX since 2023 (4 flood); 3 Bandera, TX NFIP flood claims, $204K paid; Bandera, TX construction distress 85/100.
4 banks with 4 branches lend in Bandera County, TX; Bandera, TX weighted bank stress 55/100, highest 79/100 in Bandera, TX.
Bandera County, TX unemployment 4.5% (Bandera, TX +0.2 pts, six months); 1 new housing units permitted in Bandera County, TX over twelve months, Bandera, TX down 83% from 6; Bandera, TX home prices +10.0% a year (Bandera, TX) over three years.
11,585 housing units in Bandera County, TX; 1,232 Bandera, TX renter households; 29% of Bandera, TX renters spend 30%+ of income on rent, 15% (Bandera, TX) half or more.
Bandera County, TX ranks #307 nationally on the opportunity index (Bandera, TX, among all ranked counties); Bandera, TX scores 34.7/100 and Bandera, TX sits #49 inside Texas. Bandera, TX is in the peak_opportunity opportunity phase; Bandera, TX's primary driver is vacancy, Bandera, TX second driver construction; Bandera, TX moved up 404 places. 8 short-sale listings across Bandera, TX; 108 days on market observed in Bandera, TX; 20.3% vacancy over 7 Bandera, TX ZIPs.
No CFPB county sample covers Bandera County, TX. The metro area reading for Bandera, TX (San Antonio-New Braunfels, TX): 1.4% ninety-plus days late; Bandera, TX's thirty-to-eighty-nine share is 3.0% (Bandera, TX, December 2025 data); Texas overall 1.2%.
Bandera County, TX has 3 watched banks; 3 Bandera, TX banks sit in an elevated band. Bandera, TX footprints: Txn Bank (1 branch, stress 79) in Bandera, TX; Bandera Bank (1 branch, stress 40) in Bandera, TX; Prosperity Bank (1 branch, stress 33) in Bandera, TX.
HUD lists 1 assisted multifamily property in Bandera County, TX with 76 units.
2,330 of the 11,585 housing units in Bandera, TX sit vacant. Bandera County, TX permitted 0 multifamily units in twelve months; Bandera, TX's one-to-four unit structures added 1 units in Bandera County, TX.