Bandera County, TX: Foreclosures, Tax Liens & Distressed Properties

Bandera County, Texas is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. The county's lending-headwind score sits at 52/100 (moderate). Individual Bandera County ZIPs score between 21 and 36 on the 0–100 composite. There are 7 scored ZIPs in the county (mean composite 26/100).

In its contraction phase, Bandera County home prices fell 1.2% across the last year, now 2.0% off the recent peak (phase confidence 21/100). In a cooling county like this, days-on-market stretch out leaving room for disciplined offers.

Bandera County's -1.2% YoY slide (21/100 confidence) means discipline beats speed while exits stay cautious. A mid-cycle 52/100 lender reading points to both signal sets in play here.

By composite, 78023 (36/100), 78063 (26/100), 78883 (26/100), 78885 (26/100), 78003 (24/100), 78055 (24/100) top the county — tap any ZIP to go deeper. Coverage extends to 78884 among others.

Underneath the scores, Bandera County's tracked footprint report a median household income near $102,018 (above the US norm), poverty running near 9.9%, residents with a median age around 56.4, 79% owner-occupancy, 32% of units sitting vacant, home values averaging roughly $321,333, in line with the US. Taken together, they frame the kind of distress to expect and the buyer pool on exit.

With a low 26/100 reading over 7 ZIPs, Bandera County is a screen-by-ZIP market where the ZIP scores point. Subscribers get each Bandera County parcel's owner, address and APN, a distress reading, the lender on title and exit timing.

Because Bandera County, Texas is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Bandera County against neighboring markets or the rest of Texas on equal footing.

The practical read on Bandera County, Texas is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. What supports the Bandera County read is documentary: filings from the recorder and courts, federal price and bank data, and blanks wherever coverage is thin.

The ZIP breakdown for Bandera County leads with 78023 (36/100), 78063 (26/100), 78883 (26/100), 78885 (26/100), 78003 (24/100), 78055 (24/100). DLRadar also scores 78884 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Bandera County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.