ZIP 78885 Property Distress & Foreclosure Data

Bandera County, Texas's ZIP 78885 registers 19/100 composite distress, which DLRadar reads as low. Structural exposure scores 44 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (44/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) register low.

The market reads recovery — home values rose 1.9% year on year, at 12/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 88 housing units across 78885. About 49 people live here, median age 69. Rent burden reaches 0% of tenant households. Vacancy runs 69.6%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 32/100. The poverty rate is 0.0% — low. 79% of housing is owner-occupied. Around 22% of adults hold a bachelor's degree or higher. At $70,833, median income runs near typical U.S. levels.

Net-net, 78885 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

19/100
Composite stress
44/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 78885

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk61
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Bandera County

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Deterministic. Every signal traces to a public dataset · methodology