ZIP 78884 Foreclosure, Tax-Lien & Distress Report
Bandera County, Texas · High Vacancy market
Scored on a fixed 0-100 scale, 78884 (Bandera County, Texas) returns a low composite of 26/100. The sharpest non-environmental signals are structural risk (57/100), institutional ownership (56/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), FEMA disaster exposure (70/100), climate & FEMA risk (63/100). Latent structural risk is 57/100 while live distress already moving reads 3/100.
Prices here sit in a contraction phase: values held roughly flat over the trailing year, 1.2% off the recent peak, at 13/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Median household income is $82,292, near the U.S. median near $78,000. There are about 670 housing units across 78884. The poverty rate is 4.1% — low. Around 34% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. Vacancy runs 43.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 29/100. Population is roughly 1,033 with a median age of 41. Owners hold 68% of homes, renters 32%. A median home runs $286,900 here, or 4.2 times local income.
Taken together, 78884 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 78884 is not published yet -- the ZIP-level readings above remain fully sourced.
The 78884 read uses the identical scoring model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 78884 stays directly comparable to neighboring ZIPs and the rest of Bandera County, Texas. The score is rebuilt from public data as it updates, so 78884 reflects the current record instead of a stale or modeled snapshot.
Each component behind 78884 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 78884 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 78884
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 78884 by the numbers
A live read on 78884: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Bandera County
Nearest ZIP codes to 78884
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Bandera County, Texas
Further distress data across Bandera County, Texas at ZIP, county and state level.
Unlock the full ZIP 78884 acquisition report
Every distressed parcel in 78884 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology