ZIP 78884 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 78884 (Bandera County, Texas) returns a low composite of 21/100. The sharpest non-environmental signals are structural risk (44/100), construction/permit lag (38/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (74/100), climate & FEMA risk (63/100). Latent structural risk is 44/100 while live distress already moving reads 3/100.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 1.2% off the recent peak, at 13/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $82,292, near the U.S. median near $78,000. There are about 670 housing units across 78884. The poverty rate is 4.1% — low. Around 34% of adults hold a bachelor's degree or higher. Around 0% of renters are cost-burdened. Vacancy runs 43.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 29/100. Population is roughly 1,033 with a median age of 41. Owners hold 68% of homes, renters 32%. A median home runs $286,900 here, or 4.2 times local income.

Taken together, 78884 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 78884 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 78884 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 78884 stays directly comparable to neighboring ZIPs and the rest of Bandera County, Texas. The score is rebuilt from public data as it updates, so 78884 reflects the current record instead of a stale or modeled snapshot.

Each component behind 78884 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 78884 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.