ZIP 78884 Property Distress & Foreclosure Data

Composite property distress in 78884 (Bandera County, Texas) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (88/100), structural risk (47/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (63/100). The latent-versus-live split is 47/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 1.6% over the trailing year (phase confidence 13/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $82,292 — near the roughly $78,000 national figure. The ZIP holds roughly 670 housing units. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. About 34% have a four-year degree. Around 0% of renters are cost-burdened. The vacancy rate is 43.2% — elevated. On demographic stress specifically, 78884 scores 29/100. 1,033 residents call 78884 home, typically aged 41. The tenure split is 68% owner-occupied to 32% rented. A median home runs $286,900 here, or 4.2 times local income.

Taken together, 78884 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.