ZIP 78055 Property Distress & Foreclosure Data

Composite property distress in 78055 (Bandera County, Texas) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (36/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (4/100). The latent-versus-live split is 36/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (61/100)).

The recovery-phase market in 78055 posted values that rose 1.9% over the year (phase confidence 11/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 30.1% — elevated. 26.1% of residents fall below the poverty threshold. Around 6% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $266,500, an affordability ratio of 3.4× — accessible. Educational attainment sits at 19% bachelor's-or-above. Median household income is $71,635, near the U.S. median near $78,000. The ZIP holds roughly 1,018 housing units. Owners hold 78% of homes, renters 22%. Population is roughly 1,918 with a median age of 63.

On the whole, 78055 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.