ZIP 78025 Property Distress & Foreclosure Data

ZIP code 78025 in Kerr County, Texas carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 53/100 against active distress of 6/100. Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (73/100)). What sets it apart are the readings on institutional ownership (53/100), structural risk (53/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (1/100).

The peak-phase market in 78025 posted values that rose 1.1% over the year, and 8% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 5,060 with a median age of 47. Vacancy runs 22.0%, above the national norm and a classic distress-and-opportunity signal. There are about 2,400 housing units across 78025. Rent burden reaches 44% of tenant households. Owners hold 78% of homes, renters 22%. Educational attainment sits at 25% bachelor's-or-above. Median household income is $65,699, below the U.S. median near $78,000. 12.4% of residents fall below the poverty threshold. Home values center near $248,200, an affordability ratio of 3.9× — accessible. DLRadar's demographic-stress index for the area reads 33/100.

On the whole, 78025 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.