ZIP 78013 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 78013 (Kendall County, Texas) at a low 24/100 for overall property distress. Property-level stress concentrates in structural risk (52/100), institutional ownership (50/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (10/100). Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (70/100)). On the structural side it scores 52/100, with 6/100 of stress already active.

The peak-phase market in 78013 posted values that rose 1.5% over the year, and 19% higher over three years (phase confidence 14/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 84% of homes, renters 16%. Around 12% of renters are cost-burdened. Median household income is $79,770, near the U.S. median near $78,000. The ZIP holds roughly 2,333 housing units. 8.2% of residents fall below the poverty threshold. Population is roughly 5,305 with a median age of 48. DLRadar's demographic-stress index for the area reads 29/100. The vacancy rate is 17.4% — elevated. Educational attainment sits at 34% bachelor's-or-above. Home values center near $416,300, an affordability ratio of 5.0×.

On the whole, 78013 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.