ZIP 78013 Foreclosure, Tax-Lien & Distress Report
Kendall County, Texas · High Vacancy market
ZIP 78013's composite property-distress score is 26/100 - DLRadar classes that as low for Kendall County, Texas. What sets it apart are the readings on institutional ownership (58/100), structural risk (56/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (12/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (84/100), flood (NFIP) exposure (83/100), climate & FEMA risk (70/100)). On the structural side it scores 56/100, with 6/100 of stress already active.
The market reads contraction — home values held roughly flat year on year, and 19% higher over three years (phase confidence 10/100). A cooling market tends to open discount-to-value windows.
The tenure split is 84% owner-occupied to 16% rented. Rent burden reaches 12% of tenant households. Households earn a median $79,770 — near the roughly $78,000 national figure. The ZIP holds roughly 2,333 housing units. The poverty rate is 8.2%. 5,305 residents call 78013 home, typically aged 48. The demographic-stress sub-score lands at 29/100. Vacancy runs 17.4%, above the national norm and a classic distress-and-opportunity signal. About 34% have a four-year degree. Home values center near $416,300, an affordability ratio of 5.0×.
Taken together, 78013 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 78013's 26/100 can be lined up against any neighbor in Kendall County, Texas or any ZIP coast to coast. 78013 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
78013's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 78013 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 78013
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 78013 Stress Report snapshot
The live 78013 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Kendall County
Keep exploring Texas distress
Additional distress intelligence spanning Kendall County, Texas by ZIP, county and state.
Get the full acquisition report for 78013
The full 78013 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology