Kerr County, TX: Foreclosures, Tax Liens & Distressed Properties

Kerr County, TX, Texas: 11 ZIP codes scored, Kerr County, TX averaging 28/100 (low, Kerr, TX), from 19 to 32. Kerr County, TX is in its peak phase (Kerr, TX confidence 9/100): Kerr, TX home prices up 0.9% (Kerr, TX) over twelve months. Kerr County, TX lender headwind: 34/100.

Highest-scoring Kerr County, TX ZIPs: 78063 (32/100), 78055 (30/100), 78010 (29/100), 78025 (29/100), 78029 (29/100), 78024 (28/100). Also scored in Kerr County, TX: 78028, 78013, 78058, 78631, 76849.

Across Kerr County, TX's scored ZIPs: median home value $316,340, household income $69,463, 22.7% vacancy, 13.8% poverty, 81% owner-occupied, median age 51.7.

Kerr County, TX insurance distress 91/100 (#101 in the US); FEMA hazard 87/100 for Kerr, TX; 9 federal disaster declarations in Kerr County, TX since 2023 (9 flood); 192 Kerr, TX NFIP flood claims, $19.9M paid; Kerr, TX construction distress 26/100.

15 banks with 20 branches lend in Kerr County, TX; Kerr, TX weighted bank stress 55/100, highest 87/100 in Kerr, TX.

Kerr County, TX unemployment 3.9% (Kerr, TX +0.2 pts, six months); 280 new housing units permitted in Kerr County, TX over twelve months, Kerr, TX up 24% from 226; Kerr, TX home prices +10.0% a year (Kerr, TX) over three years.

25,632 housing units in Kerr County, TX; 6,594 Kerr, TX renter households; 43% of Kerr, TX renters spend 30%+ of income on rent, 18% (Kerr, TX) half or more.

Kerr County, TX ranks #1,780 nationally on the opportunity index (Kerr, TX, among all ranked counties); Kerr, TX scores 28.5/100 and Kerr, TX sits #164 inside Texas. Kerr, TX is in the early_signal opportunity phase; Kerr, TX's primary driver is vacancy, Kerr, TX second driver bank institutional; Kerr, TX moved up 55 places. 2 short-sale listings across Kerr, TX; 119 days on market observed in Kerr, TX; 12.8% vacancy over 11 Kerr, TX ZIPs.

No CFPB county sample covers Kerr County, TX. The non-metro area reading for Kerr, TX: 1.4% ninety-plus days late; Kerr, TX's thirty-to-eighty-nine share is 3.5% (Kerr, TX, December 2025 data); Texas overall 1.2%.

Kerr County, TX has 11 watched banks; 11 Kerr, TX banks sit in an elevated band. Kerr, TX footprints: Security State Bank&Trust (3 branches, stress 46) in Kerr, TX; Prosperity Bank (2 branches, stress 33) in Kerr, TX; Texas Regional Bank (1 branch, stress 87) in Kerr, TX.

HUD lists 6 assisted multifamily properties in Kerr County, TX with 335 units; 98 Kerr, TX units are assisted, 2 Kerr, TX properties under project-based Section 8.

3,017 of the 25,632 housing units in Kerr, TX sit vacant. Kerr County, TX permitted 163 multifamily units in twelve months; Kerr, TX's one-to-four unit structures added 117 units in Kerr County, TX.