Kimble County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Kimble County, Texas? DLRadar grades every Kimble County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Kimble County breakdown.
- Kimble County's most distressed ZIP is 78631 at 22/100.
- 6 ZIP codes tracked in Kimble County, averaging 16/100 distress.
- Kimble County reads peak — home values up 2.0% year over year.
- Vacancy runs 42.9% across Kimble County's tracked ZIPs, with a 16.6% poverty rate.
- The typical Kimble County home is worth about $306,950 against a ~$64,036 median income.
- Lending headwind in Kimble County sits at 52/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 78631 | 22/100 |
| 2 | 76849 | 19/100 |
| 3 | 76854 | 16/100 |
| 4 | 76874 | 15/100 |
| 5 | 76859 | 14/100 |
| 6 | 76841 | 10/100 |
Most distressed ZIP codes in Kimble County (composite distress 0-100, 2026)
What is driving Kimble County distress
Nothing here is estimated: Kimble County is scored from filings alone, and its ZIPs average 16/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Kimble County market phase and pricing
Kimble County currently sits in peak after a 2.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Frequently asked questions
What is the most distressed ZIP code in Kimble County, TX?
ZIP 78631 leads Kimble County at 22/100, recomputed monthly from public records.
What stage of the price cycle is Kimble County at?
Kimble County reads peak, with home prices up 2.0% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Kimble County data sourced?
Kimble County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.
How much do distress scores vary between Kimble County ZIP codes?
The county figure is a blend, not a description. Across the Kimble County ZIPs DLRadar ranks, scores run from 22/100 in 78631 down to 10/100 in 76841, against a Kimble County average of 16/100. The 12-point range is the argument for ZIP-level search across Kimble County.
What do Kimble County home values and vacancy say about distressed supply?
The typical Kimble County home carries about $306,950 of value against a median household income near $64,036. Vacancy across Kimble County's tracked ZIPs runs 42.9% and the poverty rate is 16.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Kimble County's foreclosure and tax-lien record and its 52/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.