ZIP 76854 Foreclosure, Tax-Lien & Distress Report

ZIP 76854's composite property-distress score is 16/100 - DLRadar classes that as low for Kimble County, Texas. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (61/100). What sets it apart are the readings on institutional ownership (54/100), structural risk (35/100), mortgage stress (21/100). On the quiet end sit structural risk (35/100) and mortgage stress (21/100). Structural exposure scores 35 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 2.0% year on year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

483 residents call 76854 home, typically aged 63. There are about 236 housing units across 76854. Around 0% of renters are cost-burdened. On demographic stress specifically, 76854 scores 42/100. Home values center near $576,400, an affordability ratio of 5.6×. 35.1% of residents fall below the poverty threshold. The tenure split is 60% owner-occupied to 40% rented. At $101,500, median income runs above typical U.S. levels. Vacancy runs 48.3%, above the national norm and a classic distress-and-opportunity signal. About 19% have a four-year degree.

On the whole, 76854 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 76854 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 76854 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 76854 stays directly comparable to neighboring ZIPs and the rest of Kimble County, Texas. Nothing here is interpolated — where a source is thin for 76854, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 figure for 76854 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 76854 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.