ZIP 76854 Property Distress & Foreclosure Data

Composite property distress in 76854 (Kimble County, Texas) lands at 14/100 — minimal on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100). The sharpest non-environmental signals are institutional ownership (46/100), structural risk (31/100), mortgage stress (21/100). By contrast, structural risk (31/100) and mortgage stress (21/100) register low. Structural exposure scores 31 and live distress 6 on the 0–100 scale.

The market reads neutral — home values rose 4.3% year on year, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 483 people live here, median age 63. There are about 236 housing units across 76854. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 42/100. Home values center near $576,400, an affordability ratio of 5.6×. 35.1% of residents fall below the poverty threshold. Owners hold 60% of homes, renters 40%. Median household income is $101,500, above the U.S. median near $78,000. Vacancy runs 48.3%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 19% bachelor's-or-above.

Net-net, 76854 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.