ZIP 78059 Foreclosure, Tax-Lien & Distress Report

ZIP code 78059 in Medina County, Texas carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. The pressure is most legible in structural risk (54/100), institutional ownership (44/100), construction/permit lag (41/100). By contrast, mortgage stress (8/100) register low. On the structural side it scores 54/100, with 2/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (71/100), climate & FEMA risk (65/100).

The contraction-phase market in 78059 posted values that fell 1.2% over the year, 2.0% off the recent peak, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

The vacancy rate is 10.5%. The poverty rate is 6.6% — low. At $72,254, median income runs near typical U.S. levels. About 15% have a four-year degree. DLRadar's demographic-stress index for the area reads 22/100. The typical home is worth about $184,100 (2.0× income, relatively affordable). 92% of housing is owner-occupied. Population is roughly 6,139 with a median age of 39. Around 20% of renters are cost-burdened. There are about 2,230 housing units across 78059.

Net-net, 78059 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 78059 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 78059 stays directly comparable to neighboring ZIPs and the rest of Medina County, Texas. Sparse data for 78059 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 78059's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 78059 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.