Guadalupe County, TX: Foreclosures, Tax Liens & Distressed Properties

Guadalupe County, TX, Texas: 14 ZIP codes scored, Guadalupe County, TX averaging 31/100 (moderate, Guadalupe, TX), from 27 to 35. Guadalupe County, TX is in its contraction phase (Guadalupe, TX confidence 21/100): Guadalupe, TX home prices down 1.2% (Guadalupe, TX) over twelve months, 2.0% under their peak. Guadalupe County, TX lender headwind: 50/100.

Highest-scoring Guadalupe County, TX ZIPs: 78154 (35/100), 78108 (34/100), 78124 (34/100), 78123 (33/100), 78155 (33/100), 78638 (33/100). Also scored in Guadalupe County, TX: 78670, 78130, 78132, 78140, 78655, 78648, 78666, 78121.

Across Guadalupe County, TX's scored ZIPs: median home value $302,221, household income $86,330, 9.0% vacancy, 9.6% poverty, 74% owner-occupied, median age 39.7.

Guadalupe County, TX insurance distress 72/100 (#586 in the US); FEMA hazard 68/100 for Guadalupe, TX; 4 federal disaster declarations in Guadalupe County, TX since 2023 (4 flood); 6 Guadalupe, TX NFIP flood claims, $147K paid; Guadalupe, TX construction distress 67/100.

13 banks with 22 branches lend in Guadalupe County, TX; Guadalupe, TX weighted bank stress 60/100, highest 88/100 in Guadalupe, TX.

Guadalupe County, TX unemployment 4.4% (Guadalupe, TX +0.3 pts, six months); 1,573 new housing units permitted in Guadalupe County, TX over twelve months, Guadalupe, TX down 16% from 1,880; Guadalupe, TX home prices +9.4% a year (Guadalupe, TX) over three years.

69,700 housing units in Guadalupe County, TX; 13,551 Guadalupe, TX renter households; 40% of Guadalupe, TX renters spend 30%+ of income on rent, 14% (Guadalupe, TX) half or more.

Guadalupe County, TX ranks #1,089 nationally on the opportunity index (Guadalupe, TX, among all ranked counties); Guadalupe, TX scores 30.8/100 and Guadalupe, TX sits #120 inside Texas. Guadalupe, TX is in the watchlist opportunity phase; Guadalupe, TX's primary driver is construction, Guadalupe, TX second driver bank institutional; Guadalupe, TX moved up 511 places. 116 short-sale listings across Guadalupe, TX; 96 days on market observed in Guadalupe, TX; 7.5% vacancy over 14 Guadalupe, TX ZIPs.

1.2% of Guadalupe County, TX mortgages were ninety-plus days late in December 2025; Guadalupe, TX's thirty-to-eighty-nine-day share was 2.1% (CFPB county sample). Guadalupe, TX's ninety-day rate is up 0.3 points on twelve months earlier; the Guadalupe, TX peak since 2008 was 2.9% in January 2011; Texas overall reads 1.2%.

Guadalupe County, TX has 8 watched banks; 8 Guadalupe, TX banks sit in an elevated band. Guadalupe, TX footprints: Schertz Bank&Trust (3 branches, stress 33) in Guadalupe, TX; Broadway National Bank (2 branches, stress 59) in Guadalupe, TX; Woodforest National Bank (2 branches, stress 54) in Guadalupe, TX.

HUD lists 6 assisted multifamily properties in Guadalupe County, TX with 598 units; 21 Guadalupe, TX units are assisted.

4,276 of the 69,700 housing units in Guadalupe, TX sit vacant. Guadalupe County, TX permitted 114 multifamily units in twelve months; Guadalupe, TX's one-to-four unit structures added 1,459 units in Guadalupe County, TX.