ZIP 78140 Foreclosure, Tax-Lien & Distress Report

In Gonzales County, Texas, ZIP 78140 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (80/100)). Property-level stress concentrates in construction/permit lag (66/100), structural risk (64/100), institutional ownership (58/100). mortgage stress (21/100) stay muted. Structural risk reads 64/100 against active distress of 6/100.

The market reads peak — home values rose 1.0% year on year (phase confidence 17/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,190 residents call 78140 home, typically aged 28. The tenure split is 67% owner-occupied to 33% rented. Home values center near $85,200, an affordability ratio of 1.7× — accessible. Households earn a median $49,032 — below the roughly $78,000 national figure. About 4% have a four-year degree. The vacancy rate is 13.6% — elevated. 11.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. There are about 1,410 housing units across 78140. Rent burden reaches 22% of tenant households.

Taken together, 78140 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 78140 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 78140 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 78140 stays directly comparable to neighboring ZIPs and the rest of Gonzales County, Texas. Every figure is auditable to a public dataset and refreshed on ingest; 78140 shows blanks, not estimates, wherever the record is sparse.

Behind 78140's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 78140 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.