ZIP 78629 Property Distress & Foreclosure Data

ZIP code 78629 in Gonzales County, Texas carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (63/100). What sets it apart are the readings on institutional ownership (70/100), structural risk (66/100), construction/permit lag (48/100). mortgage stress (27/100) stay muted. Structural exposure scores 66 and live distress 8 on the 0–100 scale.

Prices here sit in a neutral phase: values rose 4.3% over the trailing year, and 15% higher over three years, at 24/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 65% owner-occupied to 35% rented. About 12% have a four-year degree. A median home runs $206,700 here, or 2.9 times local income. Households earn a median $65,638 — below the roughly $78,000 national figure. 12,380 residents call 78629 home, typically aged 37. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. There are about 5,559 housing units across 78629. On demographic stress specifically, 78629 scores 31/100. Roughly 15.8% live below the poverty line. Rent burden reaches 29% of tenant households.

Taken together, 78629 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.