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ZIP 78629 Foreclosure, Tax-Lien & Distress Report

Gonzales County, Texas · High Vacancy market

DLRadar grades ZIP 78629 (Gonzales County, Texas) at a low 25/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (62/100). Leading the profile are institutional ownership (66/100), structural risk (54/100), mortgage stress (27/100). mortgage stress (27/100) and construction/permit lag (5/100) stay muted. Latent structural risk is 54/100 while live distress already moving reads 8/100.

The market reads peak — home values rose 2.0% year on year, and 15% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 65% owner-occupied to 35% rented. Around 12% of adults hold a bachelor's degree or higher. The typical home is worth about $206,700 (2.9× income, relatively affordable). At $65,638, median income runs below typical U.S. levels. About 12,380 people live here, median age 37. The vacancy rate is 12.4% — elevated. There are about 5,559 housing units across 78629. The demographic-stress sub-score lands at 31/100. The poverty rate is 15.8%. Rent burden reaches 29% of tenant households.

Net-net, 78629 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 78629 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 78629's 25/100 can be lined up against any neighbor in Gonzales County, Texas or any ZIP coast to coast. Sparse data for 78629 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 78629 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For a buyer, 78629 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

25/100
Composite stress
54/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 78629

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk82
78629 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 78629 Stress Report snapshot

The live 78629 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Gonzales County ZIPs near 78629

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Related ZIP, county and statewide reads linked to Gonzales County, Texas.

Get the full acquisition report for 78629

The full 78629 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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