ZIP 77974 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77974 (Dewitt County, Texas) at a moderate 32/100 for overall property distress. Structurally it carries 70/100, against 6/100 of stress already in motion. The pressure is most legible in construction/permit lag (100/100), structural risk (70/100), institutional ownership (46/100). On the quiet end sit mortgage stress (20/100). It additionally carries heavy environmental risk: climate & FEMA risk (81/100), FEMA disaster exposure (74/100).

The market reads recovery — home values rose 3.0% year on year, at 23/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

77% of housing is owner-occupied. The demographic-stress sub-score lands at 41/100. Vacancy runs 4.0%. Roughly 36.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $164,300 (2.8× income, relatively affordable). Rent burden reaches 86% of tenant households. About 670 people live here, median age 36. The ZIP holds roughly 287 housing units. About 9% have a four-year degree. At $67,500, median income runs below typical U.S. levels.

On the whole, 77974 leans distressed, with opportunity clustered in specific stressed parcels. 77974 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 77974 read uses the identical scoring model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 77974 stays directly comparable to neighboring ZIPs and the rest of Dewitt County, Texas. The score is rebuilt from public data as it updates, so 77974 reflects the current record instead of a stale or modeled snapshot.

Behind 77974's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 77974 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.