ZIP 77904 Foreclosure, Tax-Lien & Distress Report

In Victoria County, Texas, ZIP 77904 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (78/100). Structurally it carries 83/100, against 7/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (83/100), institutional ownership (61/100). By contrast, mortgage stress (23/100) register low.

The neutral-phase market in 77904 posted values that rose 4.7% over the year, 2.5% off the recent peak, and 13% higher over three years, at 63/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 8.7% live below the poverty line. 70% of housing is owner-occupied. At $86,821, median income runs near typical U.S. levels. Educational attainment sits at 27% bachelor's-or-above. Around 46% of renters are cost-burdened. There are about 12,893 housing units across 77904. Vacancy runs 8.4%. On demographic stress specifically, 77904 scores 29/100. Population is roughly 29,989 with a median age of 39. A median home runs $244,700 here, or 2.7 times local income.

On balance 77904 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 77904 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 77904's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 77904, the field stays empty rather than modeled, and fills in as new documents post.

77904's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 77904 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.