ZIP 77904 Property Distress & Foreclosure Data

ZIP code 77904 in Victoria County, Texas carries a composite property-distress score of 47/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (78/100). On the structural side it scores 58/100, with 7/100 of stress already active. What sets it apart are the readings on insurance pressure (61/100), institutional ownership (60/100), structural risk (58/100). By contrast, mortgage stress (23/100) register low.

The market reads contraction — home values fell 6.5% year on year, 6.5% off the recent peak, and 13% higher over three years (phase confidence 100/100). A cooling market tends to open discount-to-value windows.

The poverty rate is 8.7%. 70% of housing is owner-occupied. At $86,821, median income runs near typical U.S. levels. Around 27% of adults hold a bachelor's degree or higher. Around 46% of renters are cost-burdened. The ZIP holds roughly 12,893 housing units. The vacancy rate is 8.4%. The demographic-stress sub-score lands at 29/100. About 29,989 people live here, median age 39. The typical home is worth about $244,700 (2.7× income, relatively affordable).

Net-net, 77904 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.