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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 77957 Foreclosure, Tax-Lien & Distress Report

Jackson County, Texas · High Vacancy market

ZIP code 77957 in Jackson County, Texas carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are institutional ownership (60/100), structural risk (53/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100). Structural risk reads 53/100 against active distress of 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), FEMA disaster exposure (78/100), climate & FEMA risk (69/100).

The market reads peak — home values rose 2.0% year on year, and 4% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Households earn a median $60,890 — below the roughly $78,000 national figure. 17.6% of residents fall below the poverty threshold. Owners hold 69% of homes, renters 31%. Rent burden reaches 39% of tenant households. The typical home is worth about $168,800 (2.1× income, relatively affordable). Vacancy runs 20.3%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 17% bachelor's-or-above. 8,919 residents call 77957 home, typically aged 41. The demographic-stress sub-score lands at 30/100. There are about 4,111 housing units across 77957.

Net-net, 77957 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 77957's 24/100 can be lined up against any neighbor in Jackson County, Texas or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 77957 reflects the current record instead of a stale or modeled snapshot.

77957's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 77957 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
53/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 77957

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk69
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 77957 distress snapshot

Current distress, phase, housing and lender-pressure figures for 77957, drawn from the same report attached to each property.

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Deterministic scoring, sourced entirely from public data · methodology

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