ZIP 77455 Foreclosure, Tax-Lien & Distress Report

ZIP code 77455 in Wharton County, Texas carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. The latent-versus-live split is 70/100 structural and 7/100 already moving. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (70/100), institutional ownership (58/100). On the quiet end sit mortgage stress (22/100). It additionally carries heavy environmental risk: climate & FEMA risk (78/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values rose 1.1% over the trailing year, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $190,600, an affordability ratio of 2.7× — accessible. The ZIP holds roughly 702 housing units. Population is roughly 1,593 with a median age of 38. 84% of housing is owner-occupied. Around 21% of adults hold a bachelor's degree or higher. Median household income is $58,601, below the U.S. median near $78,000. The demographic-stress sub-score lands at 27/100. Rent burden reaches 32% of tenant households. The vacancy rate is 8.2%. The poverty rate is 19.5% — high, a tax-stress and distress correlate.

Net-net, 77455 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 77455 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 77455 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77455 can be compared directly against any other ZIP in Wharton County, Texas or nationwide. Where the public record is thin for 77455, the field stays empty rather than modeled, and fills in as new documents post.

Behind 77455's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 77455 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.