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ZIP 77962 Foreclosure, Tax-Lien & Distress Report

Jackson County, Texas · High Vacancy market

Scored purely from public records, 77962 (Jackson County, Texas) returns a low composite of 24/100. Leading the profile are institutional ownership (60/100), structural risk (53/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100). Latent structural risk is 53/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), FEMA disaster exposure (78/100), climate & FEMA risk (69/100).

The market reads peak — home values rose 2.0% year on year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 60% owner-occupied to 40% rented. About 3,325 people live here, median age 43. The demographic-stress sub-score lands at 37/100. Rent burden reaches 53% of tenant households. Vacancy runs 15.5%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 14% bachelor's-or-above. Households earn a median $60,875 — below the roughly $78,000 national figure. Home values center near $240,100, an affordability ratio of 3.8× — accessible. The poverty rate is 15.8%. The ZIP holds roughly 1,595 housing units.

On the whole, 77962 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 77962 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 77962's 24/100 can be lined up against any neighbor in Jackson County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 77962 shows blanks, not estimates, wherever the record is sparse.

77962's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 77962 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
53/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 77962

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk69
Another 9 scored dimensions sit behind 77962

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 77962 distress snapshot

77962 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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