Jackson County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jackson County, TX distress report, 2026: 10 ZIPs scored in Jackson, TX, Jackson, TX average 26/100; the top Jackson, TX ZIP is 77465 at 33/100; Jackson, TX market phase peak, Jackson, TX prices +2.0% year over year.
- Jackson, TX ranks #1,089 nationally (opportunity index); Jackson, TX #120 in Texas; Jackson, TX index 30.8.
- Jackson, TX: no CFPB county sample; Jackson, TX non-metro area reading 1.4%.
- Jackson, TX ZIP phases: 10 peak.
- Jackson, TX residential listings tracked: 7 across 7 ZIPs; Jackson, TX candidate listings 7.
- Jackson, TX HUD assisted properties: 2 with 80 units.
- Jackson, TX lenders on watch: 5; largest Jackson, TX footprint Yoakum Bank (2 branches).
- Jackson, TX most distressed ZIP: 77465 at 33/100.
Jackson, TX figures: DLRadar distress index; Jackson, TX inputs: CFPB, FHFA, HUD, FDIC; Jackson, TX rebuilt as sources refresh.
| Rank | Jackson, TX ZIP | Score |
|---|---|---|
| 1 | 77465 | 33/100 |
| 2 | 77979 | 32/100 |
| 3 | 77455 | 30/100 |
| 4 | 77957 | 24/100 |
| 5 | 77961 | 24/100 |
| 6 | 77962 | 24/100 |
| 7 | 77969 | 24/100 |
| 8 | 77970 | 24/100 |
| 9 | 77971 | 24/100 |
| 10 | 77991 | 24/100 |
Most distressed Jackson, TX ZIPs (0-100, 2026)
Mortgage delinquency around Jackson, TX
No CFPB county sample covers Jackson, TX; the non-metro area reading for Jackson, TX: 1.4% ninety-plus; Jackson, TX area thirty-to-eighty-nine 3.5% (December 2025, Jackson, TX); Texas overall 1.2%.
Opportunity index: Jackson, TX
Jackson, TX index 30.8, Jackson, TX phase watchlist; Jackson, TX primary driver vacancy, Jackson, TX second driver bank institutional. Jackson, TX components: property stress 20.9, foreclosure pressure 21.0, listing discounts 37.5, bank stress 49.6, insurance 0.0; Jackson, TX pulse 31.8; Jackson, TX capital opportunity 29.3; Jackson, TX seven-day change -0.3%.
ZIP market phases inside Jackson, TX
10 Jackson, TX ZIPs carry a price-cycle phase; Jackson, TX ZIPs by phase (Jackson, TX), deepest drawdown first: peak, +1.3% YoY, 0.2% off peak (Jackson, TX): 77979; peak, +1.1% YoY (Jackson, TX): 77455, 77465; peak, +2.0% YoY (Jackson, TX): 77957, 77961, 77962, 77969, Jackson, TX 77970, 77971, 77991.
Residential listings by Jackson, TX ZIP
Jackson, TX ZIPs with the most tracked Jackson, TX residential listings: 77962 3 listings, 3 candidates, bank pressure 52; 77971 3 listings, 3 candidates, bank pressure 52; 77957 1 listings, 1 candidates, bank pressure 52; 77961 0 listings, 0 candidates, bank pressure 52 (Jackson, TX); 77969 0 listings, 0 candidates, bank pressure 52; 77970 0 listings, 0 candidates, bank pressure 52; 77991 0 listings, 0 candidates, bank pressure 52. Jackson, TX totals: 7 listings; Jackson, TX candidates 7; active ZIPs 0.
HUD assisted housing in Jackson, TX
2 assisted properties with 80 units sit in Jackson, TX; largest Jackson, TX properties: Lakeview Apartments (Ganado) 56 units; Miracle Manor (Edna) 24 units, 23 assisted.
Lenders with branches in Jackson, TX
Jackson, TX lenders by branch count: Yoakum Bank (Jackson, TX): stress 69, 2 branches low in Jackson, TX; R Bank (Jackson, TX): stress 80, 1 branch low in Jackson, TX; First State Bank (Jackson, TX): stress 46, 1 branch low in Jackson, TX; Prosperity Bank (Jackson, TX): stress 33, 1 branch low in Jackson, TX; Newfirst National Bank (Jackson, TX): stress 31, 1 branch low in Jackson, TX.
Vacancy and permits, Jackson, TX
1,001 of 7,029 Jackson, TX housing units are vacant.
Work Jackson, TX at the parcel level
Every Jackson, TX parcel carries owner and address; every Jackson, TX parcel carries APN; Jackson, TX distress scores sit on the Jackson, TX live board.
Jackson, TX figures refresh with each source.
Jackson, TX questions
Most distressed ZIP code in Jackson County, TX?
ZIP 77465 leads Jackson, TX at 33/100; next in Jackson, TX: 77979 at 32/100; the Jackson, TX average is 26/100.
Where does Jackson County, TX rank for investment opportunity?
Jackson, TX is #1,089 among all ranked counties, #120 in Texas; the Jackson, TX driver is vacancy; Jackson, TX moved up 795 places.
How many mortgages are delinquent in Jackson County, TX?
Jackson, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Jackson, TX.
Which banks lend in Jackson County, TX?
5 watched lenders hold Jackson, TX branches; the largest Jackson, TX footprints are Yoakum Bank (2), R Bank (1), First State Bank (1).
More on Jackson, TX
Jackson County, TX distress report: public-record figures for Jackson, TX; not legal advice for Jackson, TX; not tax or investment advice; verify every Jackson, TX record before acting.