ZIP 77474 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 77474 (Austin County, Texas) returns a low composite of 29/100. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (72/100). Structurally it carries 65/100, against 6/100 of stress already in motion. Leading the profile are construction/permit lag (73/100), structural risk (65/100), institutional ownership (61/100). mortgage stress (20/100) stay muted.

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 15% higher over three years, at 16/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Educational attainment sits at 17% bachelor's-or-above. The poverty rate is 15.4%. Owners hold 79% of homes, renters 21%. The typical home is worth about $287,600 (3.3× income, relatively affordable). Rent burden reaches 51% of tenant households. About 14,846 people live here, median age 41. Median household income is $76,210, near the U.S. median near $78,000. There are about 6,571 housing units across 77474. The demographic-stress sub-score lands at 32/100. Vacancy runs 9.0%.

Net-net, 77474 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 77474 at the moment; the composite and its components are still built from verifiable records.

Whether 77474 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77474 can be compared directly against any other ZIP in Austin County, Texas or nationwide. Where the record is thin for 77474, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 77474 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Practically, 77474 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.