ZIP 77485 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 77485 (Austin County, Texas) returns a low composite of 29/100. Its standout signals are structural risk (63/100), construction/permit lag (58/100), institutional ownership (57/100). By contrast, mortgage stress (20/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (84/100), climate & FEMA risk (70/100). Structurally it carries 63/100, against 6/100 of stress already in motion.

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 18% higher over three years (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $45,667, below the U.S. median near $78,000. On demographic stress specifically, 77485 scores 32/100. 3,865 residents call 77485 home, typically aged 36. Around 15% of renters are cost-burdened. 17.3% of residents fall below the poverty threshold. The typical home is worth about $224,700 (4.3× income). Educational attainment sits at 15% bachelor's-or-above. Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 1,961 housing units. Owners hold 73% of homes, renters 27%.

On the whole, 77485 leans distressed, with opportunity clustered in specific stressed parcels. While 77485 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 77485 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77485 can be compared directly against any other ZIP in Austin County, Texas or nationwide. The score is rebuilt from public data as it updates, so 77485 reflects the current record instead of a stale or modeled snapshot.

Behind 77485's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 77485 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.