ZIP 77031 Foreclosure, Tax-Lien & Distress Report

Harris County, Texas's ZIP 77031 registers 37/100 composite distress, which DLRadar reads as moderate. On the structural side it scores 82/100, with 7/100 of stress already active. The sharpest non-environmental signals are structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (24/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (89/100).

The market reads recovery — home values rose 2.7% year on year, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 6,665 housing units across 77031. DLRadar's demographic-stress index for the area reads 42/100. 15,740 residents call 77031 home, typically aged 39. The poverty rate is 23.6% — high, a tax-stress and distress correlate. The vacancy rate is 12.1% — elevated. Households earn a median $46,892 — below the roughly $78,000 national figure. Home values center near $232,500, an affordability ratio of 4.8×. About 23% have a four-year degree. 44% of housing is owner-occupied. Around 50% of renters are cost-burdened.

Taken together, 77031 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 77031's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 77031 shows blanks, not estimates, wherever the record is sparse.

77031's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 77031 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.