ZIP 77365 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Texas · Distress market
ZIP 77365's composite property-distress score is 37/100 - DLRadar classes that as moderate for Montgomery County, Texas. Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (89/100)). The pressure is most legible in structural risk (83/100), institutional ownership (69/100), construction/permit lag (68/100). On the quiet end sit mortgage stress (26/100). The latent-versus-live split is 83/100 structural and 8/100 already moving.
The recovery-phase market in 77365 posted values that rose 2.7% over the year, and 29% higher over three years (phase confidence 17/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 43,025 people live here, median age 35. The vacancy rate is 5.9%. On demographic stress specifically, 77365 scores 27/100. Around 24% of adults hold a bachelor's degree or higher. The ZIP holds roughly 16,557 housing units. Median household income is $96,093, above the U.S. median near $78,000. 81% of housing is owner-occupied. The poverty rate is 10.6%. A median home runs $288,700 here, or 2.7 times local income. Rent burden reaches 39% of tenant households.
On balance 77365 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 77365 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 77365 runs through one identical scoring model, so its 37/100 sits on the same scale as every other ZIP in Montgomery County, Texas and the nation. The score is rebuilt from public data as it updates, so 77365 reflects the current record instead of a stale or modeled snapshot.
The 37/100 figure for 77365 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 77365 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 77365’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 77365 distress snapshot
Current distress, phase, housing and lender-pressure figures for 77365, drawn from the same report attached to each property.
Montgomery County ZIPs near 77365
Nearest ZIP codes to 77365
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Texas distress
Additional distress intelligence spanning Montgomery County, Texas by ZIP, county and state.
See every distressed parcel in 77365
Every distressed parcel in 77365 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology