ZIP 77318 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Texas's ZIP 77318 registers 38/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 84 and live distress 8 on the 0–100 scale. The sharpest non-environmental signals are structural risk (84/100), institutional ownership (72/100), construction/permit lag (67/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (93/100).

The market reads recovery — home values rose 2.7% year on year, and 43% higher over three years, at 17/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $316,900 (3.2× income, relatively affordable). Rent burden reaches 18% of tenant households. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. Around 30% of adults hold a bachelor's degree or higher. 19,820 residents call 77318 home, typically aged 44. The ZIP holds roughly 9,013 housing units. The tenure split is 82% owner-occupied to 18% rented. Roughly 7.5% live below the poverty line. DLRadar's demographic-stress index for the area reads 25/100. Households earn a median $90,246 — above the roughly $78,000 national figure.

Taken together, 77318 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 77318 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 77318 runs hot or quiet, its 38/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77318 can be compared directly against any other ZIP in Montgomery County, Texas or nationwide. Nothing here is interpolated — where a source is thin for 77318, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 77318's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 77318 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.