ZIP 77318 Property Distress & Foreclosure Data

Montgomery County, Texas's ZIP 77318 registers 35/100 composite distress, which DLRadar reads as moderate. Structural risk reads 78/100 against active distress of 8/100. The most distinctive pressure shows up in structural risk (78/100), institutional ownership (69/100), construction/permit lag (49/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 43% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $316,900 here, or 3.2 times local income. Rent burden reaches 18% of tenant households. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. About 30% have a four-year degree. 19,820 residents call 77318 home, typically aged 44. There are about 9,013 housing units across 77318. The tenure split is 82% owner-occupied to 18% rented. Roughly 7.5% live below the poverty line. On demographic stress specifically, 77318 scores 25/100. Households earn a median $90,246 — above the roughly $78,000 national figure.

Taken together, 77318 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.