Montgomery County, TX: Foreclosures, Tax Liens & Distressed Properties
Montgomery County, TX, Texas: 27 ZIP codes scored, Montgomery County, TX averaging 37/100 (moderate, Montgomery, TX), from 32 to 38. Montgomery County, TX is in its recovery phase (Montgomery, TX confidence 17/100): Montgomery, TX home prices up 2.7% (Montgomery, TX) over twelve months. Montgomery County, TX lender headwind: 49/100.
Highest-scoring Montgomery County, TX ZIPs: 77301 (38/100), 77302 (38/100), 77303 (38/100), 77304 (38/100), 77306 (38/100), 77318 (38/100). Also scored in Montgomery County, TX: 77354, 77362, 77380, 77381, 77382, 77384, 77385, 77386, 77316, 77355.
Across Montgomery County, TX's scored ZIPs: median home value $315,363, household income $99,158, 8.8% vacancy, 10.8% poverty, 76% owner-occupied, median age 37.7.
Montgomery County, TX insurance distress 93/100 (#63 in the US); FEMA hazard 90/100 for Montgomery, TX; 6 federal disaster declarations in Montgomery County, TX since 2023 (2 hurricane, 2 flood); 549 Montgomery, TX NFIP flood claims, $38.2M paid; Montgomery, TX construction distress 69/100.
36 banks with 164 branches lend in Montgomery County, TX; Montgomery, TX weighted bank stress 61/100, highest 87/100 in Montgomery, TX.
Montgomery County, TX unemployment 4.6% (Montgomery, TX +0.2 pts, six months); 11,497 new housing units permitted in Montgomery County, TX over twelve months, Montgomery, TX down 19% from 14,242; Montgomery, TX home prices +10.6% a year (Montgomery, TX) over three years.
266,019 housing units in Montgomery County, TX; 66,580 Montgomery, TX renter households; 43% of Montgomery, TX renters spend 30%+ of income on rent, 20% (Montgomery, TX) half or more.
Montgomery County, TX ranks #819 nationally on the opportunity index (Montgomery, TX, among all ranked counties); Montgomery, TX scores 31.9/100 and Montgomery, TX sits #98 inside Texas. Montgomery, TX is in the watchlist opportunity phase; Montgomery, TX's primary driver is construction, Montgomery, TX second driver bank institutional; Montgomery, TX moved up 757 places. 245 short-sale listings across Montgomery, TX; 96 days on market observed in Montgomery, TX; 6.9% vacancy over 27 Montgomery, TX ZIPs.
1.1% of Montgomery County, TX mortgages were ninety-plus days late in December 2025; Montgomery, TX's thirty-to-eighty-nine-day share was 2.7% (CFPB county sample). Montgomery, TX's ninety-day rate is down 0.1 points on twelve months earlier; the Montgomery, TX peak since 2008 was 2.8% in November 2009; Texas overall reads 1.2%.
Montgomery County, TX has 18 watched banks; 18 Montgomery, TX banks sit in an elevated band. Montgomery, TX footprints: Woodforest National Bank (32 branches, stress 54) in Montgomery, TX; First National Bank Texas (10 branches, stress 77) in Montgomery, TX; First Financial Bank (8 branches, stress 49) in Montgomery, TX.
HUD lists 25 assisted multifamily properties in Montgomery County, TX with 3,300 units; 530 Montgomery, TX units are assisted, 2 Montgomery, TX properties under project-based Section 8.
18,478 of the 266,019 housing units in Montgomery, TX sit vacant. Montgomery County, TX permitted 728 multifamily units in twelve months; Montgomery, TX's one-to-four unit structures added 10,769 units in Montgomery County, TX.