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ZIP 77306 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Texas · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 77306 in Montgomery County, Texas comes in at 38, a moderate composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (93/100). Structural risk reads 84/100 against active distress of 8/100. The sharpest non-environmental signals are structural risk (84/100), institutional ownership (72/100), construction/permit lag (67/100). On the quiet end sit mortgage stress (26/100).

The recovery-phase market in 77306 posted values that rose 2.7% over the year, and 1% higher over three years (phase confidence 17/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $76,411, median income runs near typical U.S. levels. About 17,695 people live here, median age 31. The poverty rate is 16.6% — high, a tax-stress and distress correlate. Around 13% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 27/100. A median home runs $174,100 here, or 2.0 times local income. Rent burden reaches 30% of tenant households. There are about 6,163 housing units across 77306. Vacancy runs 7.6%. Owners hold 81% of homes, renters 19%.

On balance 77306 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 77306 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 77306 shows blanks, not estimates, wherever the record is sparse.

The 38/100 figure for 77306 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 77306 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

38/100
Composite stress
84/100
Structural risk
8/100
Distress activity

ZIP 77306 distress signals, scored

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk96
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 77306 Stress Report snapshot

77306 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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