ZIP 77306 Property Distress & Foreclosure Data

In Montgomery County, Texas, ZIP 77306 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100). On the structural side it scores 78/100, with 8/100 of stress already active. Its standout signals are structural risk (78/100), institutional ownership (69/100), construction/permit lag (49/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 1% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $76,411 — near the roughly $78,000 national figure. 17,695 residents call 77306 home, typically aged 31. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 13% have a four-year degree. On demographic stress specifically, 77306 scores 27/100. A median home runs $174,100 here, or 2.0 times local income. Around 30% of renters are cost-burdened. The ZIP holds roughly 6,163 housing units. The vacancy rate is 7.6%. The tenure split is 81% owner-occupied to 19% rented.

Overall, 77306 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.