ZIP 77356 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 77356 (Montgomery County, Texas) returns a moderate composite of 38/100. On the structural side it scores 84/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), climate & FEMA risk (95/100), FEMA disaster exposure (93/100). What sets it apart are the readings on structural risk (84/100), institutional ownership (72/100), construction/permit lag (67/100). mortgage stress (26/100) stay muted.

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 33% higher over three years, at 16/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 15,661 housing units across 77356. The typical home is worth about $409,500 (3.3× income, relatively affordable). 7.1% of residents fall below the poverty threshold. Educational attainment sits at 44% bachelor's-or-above. The tenure split is 82% owner-occupied to 18% rented. The demographic-stress sub-score lands at 25/100. About 31,069 people live here, median age 48. Around 34% of renters are cost-burdened. Vacancy runs 14.0%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $113,750 — above the roughly $78,000 national figure.

Taken together, 77356 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 77356 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 77356's 38/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 77356 shows blanks, not estimates, wherever the record is sparse.

77356's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 77356 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.