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ZIP 77362 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Texas · Distress market

On DLRadar's 0-100 public-record scale, ZIP 77362 in Montgomery County, Texas comes in at 38, a moderate composite-distress reading. Leading the profile are structural risk (84/100), institutional ownership (72/100), construction/permit lag (67/100). mortgage stress (26/100) stay muted. Structurally it carries 84/100, against 8/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (93/100).

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 37% higher over three years (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $80,982, near the U.S. median near $78,000. The poverty rate is 13.3%. DLRadar's demographic-stress index for the area reads 24/100. About 33% have a four-year degree. Around 15% of renters are cost-burdened. 7,474 residents call 77362 home, typically aged 37. The typical home is worth about $366,100 (3.4× income, relatively affordable). 88% of housing is owner-occupied. The ZIP holds roughly 2,768 housing units. Vacancy runs 4.8%.

Net-net, 77362 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 77362's 38/100 can be lined up against any neighbor in Montgomery County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 77362, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 38/100 for 77362 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 77362 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

38/100
Composite stress
84/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 77362

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk96
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 77362 by the numbers

77362 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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