ZIP 77386 Property Distress & Foreclosure Data

Montgomery County, Texas's ZIP 77386 registers 35/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (78/100), institutional ownership (69/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (26/100). Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100)). On the structural side it scores 78/100, with 8/100 of stress already active.

The peak-phase market in 77386 posted values that rose 1.6% over the year, and 4% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 23,571 housing units. Educational attainment sits at 49% bachelor's-or-above. Median household income is $130,094, above the U.S. median near $78,000. Owners hold 81% of homes, renters 19%. Around 34% of renters are cost-burdened. Home values center near $366,600, an affordability ratio of 2.7× — accessible. Population is roughly 69,549 with a median age of 34. DLRadar's demographic-stress index for the area reads 23/100. 7.1% of residents fall below the poverty threshold. The vacancy rate is 4.4%.

On balance 77386 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.