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ZIP 77386 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Texas · Distress market

Composite property distress in 77386 (Montgomery County, Texas) lands at 38/100 — moderate on DLRadar's distress scoring. The pressure is most legible in structural risk (83/100), institutional ownership (69/100), construction/permit lag (69/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100). On the structural side it scores 83/100, with 8/100 of stress already active.

The market reads recovery — home values rose 2.7% year on year, and 4% higher over three years, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 23,571 housing units across 77386. About 49% have a four-year degree. At $130,094, median income runs above typical U.S. levels. The tenure split is 81% owner-occupied to 19% rented. Around 34% of renters are cost-burdened. A median home runs $366,600 here, or 2.7 times local income. Population is roughly 69,549 with a median age of 34. The demographic-stress sub-score lands at 23/100. The poverty rate is 7.1% — low. The vacancy rate is 4.4%.

Overall, 77386 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 77386 runs through one identical scoring model, so its 38/100 sits on the same scale as every other ZIP in Montgomery County, Texas and the nation. Sparse data for 77386 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 77386 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 38/100 roll-up. For a buyer, 77386 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

38/100
Composite stress
83/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 77386

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk96
9 further distress layers are graded for 77386

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 77386 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Montgomery County ZIP reports

Nearest ZIP codes to 77386

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

Further distress data across Montgomery County, Texas at ZIP, county and state level.

The complete 77386 distress and acquisition report

Get every distressed property in 77386 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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