ZIP 77386 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 77386 (Montgomery County, Texas) lands at 38/100 — moderate on DLRadar's public-record scoring. The pressure is most legible in structural risk (84/100), institutional ownership (72/100), construction/permit lag (67/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (93/100). On the structural side it scores 84/100, with 8/100 of stress already active.

The market reads recovery — home values rose 2.7% year on year, and 4% higher over three years, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 23,571 housing units across 77386. About 49% have a four-year degree. At $130,094, median income runs above typical U.S. levels. The tenure split is 81% owner-occupied to 19% rented. Around 34% of renters are cost-burdened. A median home runs $366,600 here, or 2.7 times local income. Population is roughly 69,549 with a median age of 34. The demographic-stress sub-score lands at 23/100. The poverty rate is 7.1% — low. The vacancy rate is 4.4%.

Overall, 77386 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 77386 runs through one identical public-record model, so its 38/100 sits on the same scale as every other ZIP in Montgomery County, Texas and the nation. Sparse data for 77386 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 77386 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 38/100 roll-up. For a buyer, 77386 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.