ZIP 77302 Property Distress & Foreclosure Data

DLRadar grades ZIP 77302 (Montgomery County, Texas) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (78/100), institutional ownership (69/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (26/100). On the structural side it scores 78/100, with 8/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100)).

The peak-phase market in 77302 posted values that rose 1.6% over the year, and 51% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $81,886, near the U.S. median near $78,000. 13.4% of residents fall below the poverty threshold. The ZIP holds roughly 7,732 housing units. Educational attainment sits at 24% bachelor's-or-above. Around 30% of renters are cost-burdened. Owners hold 83% of homes, renters 17%. The vacancy rate is 4.3%. Home values center near $266,200, an affordability ratio of 3.0× — accessible. DLRadar's demographic-stress index for the area reads 27/100. Population is roughly 19,787 with a median age of 38.

On balance 77302 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.