ZIP 77302 Foreclosure, Tax-Lien & Distress Report

In Montgomery County, Texas, ZIP 77302 scores 38 of 100 for composite distress, a moderate level on DLRadar's distress index. Property-level stress concentrates in structural risk (83/100), institutional ownership (69/100), construction/permit lag (69/100). mortgage stress (26/100) stay muted. Structural exposure scores 83 and live distress 8 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100)).

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 51% higher over three years, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $81,886, median income runs near typical U.S. levels. 13.4% of residents fall below the poverty threshold. There are about 7,732 housing units across 77302. Educational attainment sits at 24% bachelor's-or-above. Around 30% of renters are cost-burdened. 83% of housing is owner-occupied. The vacancy rate is 4.3%. Home values center near $266,200, an affordability ratio of 3.0× — accessible. DLRadar's demographic-stress index for the area reads 27/100. About 19,787 people live here, median age 38.

Net-net, 77302 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 77302 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 77302 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 77302 shows blanks, not estimates, wherever the record is sparse.

Behind 77302's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 77302 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.