ZIP 77304 Property Distress & Foreclosure Data

Montgomery County, Texas's ZIP 77304 registers 35/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (78/100), institutional ownership (69/100), construction/permit lag (49/100). By contrast, mortgage stress (26/100) register low. The latent-versus-live split is 78/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100).

The market reads peak — home values rose 1.6% year on year, and 6% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $355,300 (4.1× income). The poverty rate is 8.1%. At $78,574, median income runs near typical U.S. levels. The ZIP holds roughly 19,749 housing units. Around 42% of adults hold a bachelor's degree or higher. The vacancy rate is 4.0%. About 42,277 people live here, median age 34. The demographic-stress sub-score lands at 32/100. Around 48% of renters are cost-burdened. 58% of housing is owner-occupied.

Net-net, 77304 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.