ZIP 77304 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Texas · Distress market
Scored on a fixed 0-100 scale, 77304 (Montgomery County, Texas) returns a moderate composite of 38/100. The most distinctive pressure shows up in structural risk (83/100), institutional ownership (69/100), construction/permit lag (69/100). mortgage stress (26/100) stay muted. The latent-versus-live split is 83/100 structural and 8/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100).
The market reads recovery — home values rose 2.7% year on year, and 6% higher over three years (phase confidence 17/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Home values center near $355,300, an affordability ratio of 4.1×. Roughly 8.1% live below the poverty line. At $78,574, median income runs near typical U.S. levels. The ZIP holds roughly 19,749 housing units. Around 42% of adults hold a bachelor's degree or higher. Vacancy runs 4.0%. 42,277 residents call 77304 home, typically aged 34. DLRadar's demographic-stress index for the area reads 32/100. Around 48% of renters are cost-burdened. 58% of housing is owner-occupied.
Net-net, 77304 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 77304 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 77304 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 77304 shows blanks, not estimates, wherever the record is sparse.
Behind 77304's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 77304 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 77304
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
77304 at a glance
The live 77304 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Montgomery County ZIP reports
Nearest ZIP codes to 77304
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Montgomery County, Texas
Keep going: ZIP, county and state distress coverage for Montgomery County, Texas.
Unlock the full ZIP 77304 acquisition report
See who owns each distressed property in 77304, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology