ZIP 77381 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Texas · Distress market
Composite property distress in 77381 (Montgomery County, Texas) lands at 38/100 — moderate on DLRadar's distress scoring. Latent structural risk is 83/100 while live distress already moving reads 8/100. Its heaviest discrete signals: structural risk (83/100), institutional ownership (69/100), construction/permit lag (69/100). On the quiet end sit mortgage stress (26/100). Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100).
The market reads recovery — home values rose 2.7% year on year, and 24% higher over three years, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Vacancy runs 4.0%. A median home runs $473,600 here, or 3.1 times local income. DLRadar's demographic-stress index for the area reads 24/100. About 63% have a four-year degree. 78% of housing is owner-occupied. Households earn a median $142,210 — above the roughly $78,000 national figure. Population is roughly 35,184 with a median age of 45. Around 42% of renters are cost-burdened. The ZIP holds roughly 14,076 housing units. 5.5% of residents fall below the poverty threshold.
Net-net, 77381 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 77381 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 77381 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 77381 shows blanks, not estimates, wherever the record is sparse.
The 38/100 for 77381 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 77381 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 77381
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 77381 distress snapshot
The live 77381 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Montgomery County ZIP reports
Nearest ZIP codes to 77381
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Montgomery County, Texas
More ZIP, county and state distress intelligence connected to Montgomery County, Texas.
Unlock parcel-level detail for ZIP 77381
See who owns each distressed property in 77381, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology