ZIP 77381 Property Distress & Foreclosure Data

Montgomery County, Texas's ZIP 77381 registers 35/100 composite distress, which DLRadar reads as moderate. Structural exposure scores 78 and live distress 8 on the 0–100 scale. The most distinctive pressure shows up in structural risk (78/100), institutional ownership (69/100), construction/permit lag (49/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 24% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 4.0%. A median home runs $473,600 here, or 3.1 times local income. On demographic stress specifically, 77381 scores 24/100. About 63% have a four-year degree. The tenure split is 78% owner-occupied to 22% rented. Households earn a median $142,210 — above the roughly $78,000 national figure. 35,184 residents call 77381 home, typically aged 45. Rent burden reaches 42% of tenant households. There are about 14,076 housing units across 77381. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas.

Overall, 77381 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.