ZIP 77355 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Texas's ZIP 77355 registers 37/100 composite distress, which DLRadar reads as moderate. Its heaviest discrete signals: structural risk (82/100), institutional ownership (71/100), construction/permit lag (67/100). mortgage stress (25/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (93/100). Latent structural risk is 82/100 while live distress already moving reads 8/100.

The market reads recovery — home values rose 2.7% year on year, and 20% higher over three years, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $341,300, an affordability ratio of 3.3× — accessible. The demographic-stress sub-score lands at 26/100. Rent burden reaches 31% of tenant households. Educational attainment sits at 27% bachelor's-or-above. Median household income is $101,270, above the U.S. median near $78,000. 82% of housing is owner-occupied. There are about 11,733 housing units across 77355. About 31,727 people live here, median age 41. Roughly 7.6% live below the poverty line. The vacancy rate is 3.9%.

Overall, 77355 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 77355 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 77355's 37/100 can be lined up against any neighbor in Montgomery County, Texas or any ZIP coast to coast. Where the public record is thin for 77355, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 77355 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. The point of the 77355 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.