ZIP 77355 Property Distress & Foreclosure Data

ZIP code 77355 in Montgomery County, Texas carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (77/100), institutional ownership (68/100), construction/permit lag (49/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (93/100), FEMA disaster exposure (88/100). The latent-versus-live split is 77/100 structural and 8/100 already moving.

The market reads peak — home values rose 1.6% year on year, and 20% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $341,300 (3.3× income, relatively affordable). The demographic-stress sub-score lands at 26/100. Around 31% of renters are cost-burdened. Around 27% of adults hold a bachelor's degree or higher. At $101,270, median income runs above typical U.S. levels. 82% of housing is owner-occupied. The ZIP holds roughly 11,733 housing units. About 31,727 people live here, median age 41. The poverty rate is 7.6%. The vacancy rate is 3.9%.

Net-net, 77355 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.