ZIP 77378 Property Distress & Foreclosure Data

ZIP code 77378 in Montgomery County, Texas carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 73 and live distress 8 on the 0–100 scale. What sets it apart are the readings on structural risk (73/100), institutional ownership (69/100), construction/permit lag (49/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (88/100), climate & FEMA risk (79/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 7% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 3.9%. On demographic stress specifically, 77378 scores 29/100. A median home runs $199,800 here, or 2.6 times local income. Households earn a median $68,595 — below the roughly $78,000 national figure. There are about 6,173 housing units across 77378. Roughly 14.4% live below the poverty line. The tenure split is 72% owner-occupied to 28% rented. Rent burden reaches 41% of tenant households. 17,576 residents call 77378 home, typically aged 40. About 18% have a four-year degree.

Overall, 77378 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.