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ZIP 77378 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Texas · Affordable market

Scored purely from public records, 77378 (Montgomery County, Texas) returns a moderate composite of 35/100. Structural risk reads 78/100 against active distress of 8/100. What sets it apart are the readings on structural risk (78/100), institutional ownership (71/100), construction/permit lag (67/100). By contrast, mortgage stress (26/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (93/100), climate & FEMA risk (79/100).

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 7% higher over three years, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 3.9%. The demographic-stress sub-score lands at 29/100. The typical home is worth about $199,800 (2.6× income, relatively affordable). Households earn a median $68,595 — below the roughly $78,000 national figure. There are about 6,173 housing units across 77378. The poverty rate is 14.4%. 72% of housing is owner-occupied. Rent burden reaches 41% of tenant households. About 17,576 people live here, median age 40. About 18% have a four-year degree.

Overall, 77378 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 77378 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 77378's 35/100 can be lined up against any neighbor in Montgomery County, Texas or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 77378 shows blanks, not estimates, wherever the record is sparse.

Each component behind 77378 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For an operator, 77378 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

35/100
Composite stress
78/100
Structural risk
8/100
Distress activity

What is driving ZIP 77378’s distress

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk79
Another 9 scored dimensions sit behind 77378

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 77378 by the numbers

A live read on 77378: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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