ZIP 77354 Foreclosure, Tax-Lien & Distress Report

ZIP code 77354 in Montgomery County, Texas carries a composite property-distress score of 38/100 — a moderate reading on DLRadar's deterministic public-record index. Latent structural risk is 84/100 while live distress already moving reads 8/100. Environmental exposure also runs high (flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (93/100)). What sets it apart are the readings on structural risk (84/100), institutional ownership (72/100), construction/permit lag (67/100). mortgage stress (26/100) stay muted.

The market reads recovery — home values rose 2.7% year on year, and 19% higher over three years (phase confidence 17/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $397,300 here, or 3.4 times local income. At $112,093, median income runs above typical U.S. levels. Population is roughly 40,501 with a median age of 38. DLRadar's demographic-stress index for the area reads 27/100. 80% of housing is owner-occupied. The ZIP holds roughly 17,564 housing units. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 7.5% live below the poverty line. Rent burden reaches 35% of tenant households. About 42% have a four-year degree.

Overall, 77354 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 77354 runs hot or quiet, its 38/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77354 can be compared directly against any other ZIP in Montgomery County, Texas or nationwide. The score is rebuilt from public data as it updates, so 77354 reflects the current record instead of a stale or modeled snapshot.

Each component behind 77354 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 38/100 roll-up. For a buyer, 77354 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.