ZIP 77354 Property Distress & Foreclosure Data

Montgomery County, Texas's ZIP 77354 registers 35/100 composite distress, which DLRadar reads as moderate. Structural risk reads 78/100 against active distress of 8/100. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100). The most distinctive pressure shows up in structural risk (78/100), institutional ownership (69/100), construction/permit lag (49/100). mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 19% higher over three years, at 19/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $397,300 here, or 3.4 times local income. Households earn a median $112,093 — above the roughly $78,000 national figure. 40,501 residents call 77354 home, typically aged 38. On demographic stress specifically, 77354 scores 27/100. The tenure split is 80% owner-occupied to 21% rented. There are about 17,564 housing units across 77354. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 7.5% live below the poverty line. Rent burden reaches 35% of tenant households. About 42% have a four-year degree.

Overall, 77354 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.