ZIP 77384 Property Distress & Foreclosure Data

DLRadar grades ZIP 77384 (Montgomery County, Texas) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (78/100), institutional ownership (69/100), construction/permit lag (49/100). mortgage stress (26/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100). The latent-versus-live split is 78/100 structural and 8/100 already moving.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 4% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $103,745 — above the roughly $78,000 national figure. The ZIP holds roughly 12,485 housing units. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. 24,148 residents call 77384 home, typically aged 39. Around 40% of renters are cost-burdened. The vacancy rate is 9.7%. On demographic stress specifically, 77384 scores 29/100. The tenure split is 53% owner-occupied to 47% rented. About 56% have a four-year degree. A median home runs $422,200 here, or 4.0 times local income.

Overall, 77384 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.