ZIP 77384 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 77384 (Montgomery County, Texas) lands at 38/100 — moderate on DLRadar's distress scoring. What sets it apart are the readings on structural risk (83/100), institutional ownership (69/100), construction/permit lag (69/100). By contrast, mortgage stress (26/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (88/100). The latent-versus-live split is 83/100 structural and 8/100 already moving.

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 4% higher over three years (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $103,745, median income runs above typical U.S. levels. The ZIP holds roughly 12,485 housing units. Roughly 3.0% live below the poverty line, a low share typical of higher-equity areas. About 24,148 people live here, median age 39. Rent burden reaches 40% of tenant households. Vacancy runs 9.7%. DLRadar's demographic-stress index for the area reads 29/100. The tenure split is 53% owner-occupied to 47% rented. Educational attainment sits at 56% bachelor's-or-above. Home values center near $422,200, an affordability ratio of 4.0×.

On balance 77384 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 77384 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 77384 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 77384 shows blanks, not estimates, wherever the record is sparse.

77384's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 77384 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.