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ZIP 77385 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Texas · Distress market

Scored purely from public records, 77385 (Montgomery County, Texas) returns a moderate composite of 38/100. On the structural side it scores 84/100, with 8/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (93/100). Its standout signals are structural risk (84/100), institutional ownership (72/100), construction/permit lag (67/100). mortgage stress (26/100) stay muted.

The market reads recovery — home values rose 2.7% year on year, and 12% higher over three years (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

26,889 residents call 77385 home, typically aged 35. A median home runs $327,100 here, or 2.6 times local income. The vacancy rate is 6.6%. On demographic stress specifically, 77385 scores 24/100. The tenure split is 77% owner-occupied to 23% rented. The ZIP holds roughly 10,266 housing units. 6.5% of residents fall below the poverty threshold. At $112,798, median income runs above typical U.S. levels. Around 33% of renters are cost-burdened. Educational attainment sits at 41% bachelor's-or-above.

Net-net, 77385 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 77385 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 77385 read uses the identical public-record model applied coast to coast, which means its 38/100 score means exactly what it means anywhere else, and 77385 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, Texas. Sparse data for 77385 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 38/100 for 77385 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 77385 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

38/100
Composite stress
84/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 77385

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 77385 distress snapshot

The live 77385 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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