ZIP 77382 Foreclosure, Tax-Lien & Distress Report

ZIP code 77382 in Montgomery County, Texas carries a composite property-distress score of 38/100 — a moderate reading on DLRadar's deterministic public-record index. Property-level stress concentrates in structural risk (84/100), institutional ownership (72/100), construction/permit lag (67/100). On the quiet end sit mortgage stress (26/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), climate & FEMA risk (96/100), FEMA disaster exposure (93/100). The split runs 84/100 structural to 8/100 active on the ground.

The market reads recovery — home values rose 2.7% year on year, and 17% higher over three years (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $169,669 — above the roughly $78,000 national figure. Rent burden reaches 37% of tenant households. 4.0% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 22/100. Around 71% of adults hold a bachelor's degree or higher. 40,170 residents call 77382 home, typically aged 41. 82% of housing is owner-occupied. A median home runs $566,500 here, or 3.2 times local income. Vacancy runs 3.0%. The ZIP holds roughly 13,538 housing units.

On balance 77382 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 77382 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 77382's 38/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 77382, the field stays empty rather than modeled, and fills in as new documents post.

77382's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 77382 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.