ZIP 77357 Property Distress & Foreclosure Data

DLRadar grades ZIP 77357 (Montgomery County, Texas) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (78/100), institutional ownership (68/100), construction/permit lag (48/100). mortgage stress (25/100) stay muted. On the structural side it scores 78/100, with 8/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), climate & FEMA risk (95/100), FEMA disaster exposure (87/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 10% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 13,348 housing units. Around 39% of renters are cost-burdened. Roughly 15.1% live below the poverty line. About 15% have a four-year degree. On demographic stress specifically, 77357 scores 31/100. 34,770 residents call 77357 home, typically aged 31. Households earn a median $73,773 — near the roughly $78,000 national figure. A median home runs $246,200 here, or 3.0 times local income. The tenure split is 76% owner-occupied to 24% rented. The vacancy rate is 12.0% — elevated.

Overall, 77357 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.