ZIP 77346 Foreclosure, Tax-Lien & Distress Report

ZIP code 77346 in Harris County, Texas carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100)). Structurally it carries 82/100, against 7/100 of stress already in motion. What sets it apart are the readings on structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (24/100).

The market reads recovery — home values rose 2.7% year on year, and 47% higher over three years, at 17/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $116,658, above the U.S. median near $78,000. Around 45% of renters are cost-burdened. 83% of housing is owner-occupied. About 42% have a four-year degree. The poverty rate is 7.1% — low. 75,577 residents call 77346 home, typically aged 36. Vacancy runs 3.4%. The ZIP holds roughly 28,280 housing units. The demographic-stress sub-score lands at 25/100. The typical home is worth about $317,800 (2.5× income, relatively affordable).

Overall, 77346 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 77346 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 77346 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 77346 stays directly comparable to neighboring ZIPs and the rest of Harris County, Texas. The score is rebuilt from public data as it updates, so 77346 reflects the current record instead of a stale or modeled snapshot.

Each component behind 77346 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. Treat 77346 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.