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ZIP 77401 Foreclosure, Tax-Lien & Distress Report

Harris County, Texas · High Value market

Scored purely from public records, 77401 (Harris County, Texas) returns a moderate composite of 37/100. Its heaviest discrete signals: structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). By contrast, mortgage stress (24/100) register low. Structurally it carries 82/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100).

The recovery-phase market in 77401 posted values that rose 2.7% over the year, and 5% higher over three years, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

88% of housing is owner-occupied. Population is roughly 17,125 with a median age of 45. 2.6% of residents fall below the poverty threshold. The vacancy rate is 7.6%. At $236,037, median income runs above typical U.S. levels. Around 82% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. The typical home is worth about $1,036,800 (4.1× income). Rent burden reaches 46% of tenant households. There are about 6,648 housing units across 77401.

Overall, 77401 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 77401 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 77401 runs through one identical public-record model, so its 37/100 sits on the same scale as every other ZIP in Harris County, Texas and the nation. The score is rebuilt from public data as it updates, so 77401 reflects the current record instead of a stale or modeled snapshot.

77401's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 77401 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

37/100
Composite stress
82/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 77401

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk100
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 77401 Stress Report snapshot

A live read on 77401: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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