ZIP 77401 Property Distress & Foreclosure Data

DLRadar grades ZIP 77401 (Harris County, Texas) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (77/100), institutional ownership (64/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 77/100, with 7/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100)).

The peak-phase market in 77401 posted values that rose 1.6% over the year, and 5% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 88% of homes, renters 12%. Population is roughly 17,125 with a median age of 45. 2.6% of residents fall below the poverty threshold. The vacancy rate is 7.6%. Median household income is $236,037, above the U.S. median near $78,000. Educational attainment sits at 82% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $1,036,800, an affordability ratio of 4.1×. Around 46% of renters are cost-burdened. The ZIP holds roughly 6,648 housing units.

On balance 77401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.