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ZIP 77096 Foreclosure, Tax-Lien & Distress Report

Harris County, Texas · High Vacancy market

DLRadar grades ZIP 77096 (Harris County, Texas) at a moderate 36/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (84/100). On the structural side it scores 79/100, with 7/100 of stress already active. The pressure is most legible in structural risk (79/100), institutional ownership (65/100), construction/permit lag (53/100). mortgage stress (24/100) stay muted.

The market reads recovery — home values rose 2.7% year on year, and 16% higher over three years (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $84,395 — near the roughly $78,000 national figure. Around 36% of renters are cost-burdened. The poverty rate is 14.1%. The vacancy rate is 12.8% — elevated. Population is roughly 33,991 with a median age of 37. The tenure split is 47% owner-occupied to 53% rented. On demographic stress specifically, 77096 scores 35/100. Home values center near $432,600, an affordability ratio of 4.9×. About 53% have a four-year degree. The ZIP holds roughly 15,778 housing units.

On the whole, 77096 leans distressed, with opportunity clustered in specific stressed parcels. 77096 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 77096 read uses the identical scoring model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 77096 stays directly comparable to neighboring ZIPs and the rest of Harris County, Texas. The score is rebuilt from public data as it updates, so 77096 reflects the current record instead of a stale or modeled snapshot.

77096's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 77096 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

36/100
Composite stress
79/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 77096

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk100
9 further distress layers are graded for 77096

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 77096 by the numbers

A live read on 77096: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Built from public records, scored the same way everywhere · methodology

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