ZIP 77096 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77096 (Harris County, Texas) at a moderate 37/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100). On the structural side it scores 82/100, with 7/100 of stress already active. The pressure is most legible in structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). mortgage stress (24/100) stay muted.

The market reads recovery — home values rose 2.7% year on year, and 16% higher over three years (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $84,395 — near the roughly $78,000 national figure. Around 36% of renters are cost-burdened. The poverty rate is 14.1%. The vacancy rate is 12.8% — elevated. Population is roughly 33,991 with a median age of 37. The tenure split is 47% owner-occupied to 53% rented. On demographic stress specifically, 77096 scores 35/100. Home values center near $432,600, an affordability ratio of 4.9×. About 53% have a four-year degree. The ZIP holds roughly 15,778 housing units.

On the whole, 77096 leans distressed, with opportunity clustered in specific stressed parcels. 77096 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 77096 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 77096 stays directly comparable to neighboring ZIPs and the rest of Harris County, Texas. The score is rebuilt from public data as it updates, so 77096 reflects the current record instead of a stale or modeled snapshot.

77096's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 77096 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.