ZIP 77098 Foreclosure, Tax-Lien & Distress Report
Harris County, Texas · High Value market
ZIP code 77098 in Harris County, Texas carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are structural risk (79/100), institutional ownership (65/100), construction/permit lag (53/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (84/100). On the structural side it scores 79/100, with 7/100 of stress already active.
Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 4% higher over three years, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Home values center near $787,300, an affordability ratio of 6.7×. The vacancy rate is 11.0%. Median household income is $115,867, above the U.S. median near $78,000. Around 32% of renters are cost-burdened. About 81% have a four-year degree. About 16,318 people live here, median age 37. The demographic-stress sub-score lands at 36/100. Owners hold 33% of homes, renters 67%. The poverty rate is 9.3%. The ZIP holds roughly 10,459 housing units.
Net-net, 77098 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 77098 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 77098's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 77098, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
77098's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 77098 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 77098
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 77098 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 77098, the same set carried on every parcel.
Adjacent Harris County ZIP reports
Nearest ZIP codes to 77098
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Texas distress
Other reports tied to Harris County, Texas — ZIP, county and statewide.
Open the complete 77098 acquisition file
Every distressed parcel in 77098 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology