ZIP 77098 Property Distress & Foreclosure Data

Harris County, Texas's ZIP 77098 registers 35/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (77/100), institutional ownership (64/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100)). The latent-versus-live split is 77/100 structural and 7/100 already moving.

The peak-phase market in 77098 posted values that rose 1.6% over the year, and 4% higher over three years (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $787,300, an affordability ratio of 6.7×. The vacancy rate is 11.0%. Median household income is $115,867, above the U.S. median near $78,000. Around 32% of renters are cost-burdened. Educational attainment sits at 81% bachelor's-or-above. Population is roughly 16,318 with a median age of 37. DLRadar's demographic-stress index for the area reads 36/100. Owners hold 33% of homes, renters 67%. 9.3% of residents fall below the poverty threshold. The ZIP holds roughly 10,459 housing units.

On balance 77098 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.