ZIP 77004 Foreclosure, Tax-Lien & Distress Report

Harris County, Texas's ZIP 77004 registers 37/100 composite distress, which DLRadar reads as moderate. On the structural side it scores 82/100, with 7/100 of stress already active. Property-level stress concentrates in structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100)).

The market reads recovery — home values rose 2.7% year on year, and 7% higher over three years (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 35,866 with a median age of 34. DLRadar's demographic-stress index for the area reads 42/100. Home values center near $412,800, an affordability ratio of 5.8×. Owners hold 38% of homes, renters 62%. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. Around 57% of adults hold a bachelor's degree or higher. The ZIP holds roughly 18,877 housing units. Rent burden reaches 43% of tenant households. At $65,901, median income runs below typical U.S. levels. Roughly 29.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 77004 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 77004 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 77004 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 77004 stays directly comparable to neighboring ZIPs and the rest of Harris County, Texas. Nothing here is interpolated — where a source is thin for 77004, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

77004's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 77004 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.