ZIP 77012 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 77012 (Harris County, Texas) returns a moderate composite of 37/100. Leading the profile are structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). By contrast, mortgage stress (24/100) register low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100)). Structurally it carries 82/100, against 7/100 of stress already in motion.

The market reads recovery — home values rose 2.7% year on year, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

22.9% of residents fall below the poverty threshold. Rent burden reaches 37% of tenant households. Households earn a median $48,287 — below the roughly $78,000 national figure. About 11% have a four-year degree. The demographic-stress sub-score lands at 35/100. About 16,780 people live here, median age 35. There are about 6,721 housing units across 77012. The vacancy rate is 12.6% — elevated. Owners hold 42% of homes, renters 58%. Home values center near $162,200, an affordability ratio of 2.6× — accessible.

On the whole, 77012 leans distressed, with opportunity clustered in specific stressed parcels. 77012 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 77012's 37/100 can be lined up against any neighbor in Harris County, Texas or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 77012, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 37/100 figure for 77012 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 77012 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.