ZIP 77015 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 77015 (Harris County, Texas) returns a moderate composite of 37/100. Structurally it carries 82/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100). The most distinctive pressure shows up in structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (24/100).

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 2% higher over three years, at 17/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $172,800 here, or 2.9 times local income. The poverty rate is 16.6% — high, a tax-stress and distress correlate. 52% of housing is owner-occupied. The demographic-stress sub-score lands at 34/100. Population is roughly 58,822 with a median age of 30. There are about 19,884 housing units across 77015. The vacancy rate is 8.6%. Rent burden reaches 41% of tenant households. Educational attainment sits at 11% bachelor's-or-above. Households earn a median $57,324 — below the roughly $78,000 national figure.

Net-net, 77015 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 77015 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 77015 reflects the current record instead of a stale or modeled snapshot.

The 37/100 figure for 77015 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 77015 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.