ZIP 77020 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 77020 (Harris County, Texas) returns a moderate composite of 37/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100). The pressure is most legible in structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). By contrast, mortgage stress (24/100) register low. The latent-versus-live split is 82/100 structural and 7/100 already moving.

The recovery-phase market in 77020 posted values that rose 2.7% over the year, and 19% higher over three years, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $163,300, an affordability ratio of 2.7× — accessible. Rent burden reaches 44% of tenant households. Vacancy runs 9.8%. Owners hold 52% of homes, renters 48%. 27.6% of residents fall below the poverty threshold. Median household income is $49,481, below the U.S. median near $78,000. 25,583 residents call 77020 home, typically aged 36. The ZIP holds roughly 10,088 housing units. The demographic-stress sub-score lands at 36/100. Educational attainment sits at 13% bachelor's-or-above.

Taken together, 77020 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 77020 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 77020 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 77020 reflects the current record instead of a stale or modeled snapshot.

Behind 77020's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 77020 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.