ZIP 77028 Foreclosure, Tax-Lien & Distress Report
Harris County, Texas · High Vacancy market
ZIP code 77028 in Harris County, Texas carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 82 and live distress 7 on the 0–100 scale. Leading the profile are structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (24/100). It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100).
The market reads recovery — home values rose 2.7% year on year, at 17/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
18,379 residents call 77028 home, typically aged 31. A median home runs $121,100 here, or 3.0 times local income. There are about 7,211 housing units across 77028. Owners hold 56% of homes, renters 44%. The poverty rate is 34.4% — high, a tax-stress and distress correlate. At $36,244, median income runs below typical U.S. levels. The vacancy rate is 13.0% — elevated. Around 8% of adults hold a bachelor's degree or higher. Around 69% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 42/100.
On the whole, 77028 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 77028 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 77028 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 77028 shows blanks, not estimates, wherever the record is sparse.
77028's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 77028 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 77028
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 77028 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Harris County ZIPs near 77028
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Related ZIP, county and statewide reads linked to Harris County, Texas.
Open the complete 77028 acquisition file
The full 77028 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology