ZIP 77016 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 77016 (Harris County, Texas) at a moderate 37/100 for overall property distress. Its standout signals are structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). mortgage stress (24/100) stay muted. The latent-versus-live split is 82/100 structural and 7/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100).

Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 22% higher over three years (phase confidence 17/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $46,411, median income runs below typical U.S. levels. Roughly 21.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 77016 scores 34/100. There are about 11,218 housing units across 77016. Around 11% of adults hold a bachelor's degree or higher. The tenure split is 62% owner-occupied to 38% rented. Population is roughly 29,480 with a median age of 37. The typical home is worth about $125,000 (2.4× income, relatively affordable). Rent burden reaches 51% of tenant households. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 77016 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 77016 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 77016 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77016 can be compared directly against any other ZIP in Harris County, Texas or nationwide. 77016 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 77016 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. For an operator, 77016 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.