ZIP 77039 Foreclosure, Tax-Lien & Distress Report
Harris County, Texas · High Poverty market
ZIP code 77039 in Harris County, Texas carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. The latent-versus-live split is 82/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (89/100). Property-level stress concentrates in structural risk (82/100), institutional ownership (69/100), construction/permit lag (60/100). On the quiet end sit mortgage stress (24/100).
Prices here sit in a recovery phase: values rose 2.7% over the trailing year, and 15% higher over three years, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 28,335 people live here, median age 32. Vacancy runs 7.4%. There are about 8,947 housing units across 77039. Rent burden reaches 44% of tenant households. At $44,567, median income runs below typical U.S. levels. 25.0% of residents fall below the poverty threshold. Owners hold 60% of homes, renters 40%. DLRadar's demographic-stress index for the area reads 38/100. The typical home is worth about $165,600 (3.3× income, relatively affordable). Educational attainment sits at 5% bachelor's-or-above.
Net-net, 77039 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 77039 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 77039 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 77039 can be compared directly against any other ZIP in Harris County, Texas or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 77039 shows blanks, not estimates, wherever the record is sparse.
77039's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 77039 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 77039’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 77039 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 77039, the same set carried on every parcel.
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Unlock the full ZIP 77039 acquisition report
Get every distressed property in 77039 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology